1. Types of Information Collected

Traffic Data Collected.  We automatically track and collect various pieces of information such as IP address and browser type when a User visits our Site. This Traffic Data is anonymous information that does not personally identify a User but is helpful for marketing purposes or for improving a User’s experience on the Site. We use “cookies” to customize content specific to a given User’s interests.

Personal Information Collected.  In order for a User to access certain parts of the Site or services offered by us via the Site, Users may provide us with information that personally identifies them (“Personal Information”). Personal Information may include: (i) Contact Data (such as a User’s name, mailing and e-mail addresses); (ii) Financial Data (such as a User’s bank details); and (iii) Demographic Data (such as a User’s zip or postcode). If a User communicates with us by e-mail or otherwise completes online forms or surveys, any information provided may be collected as Personal Information.

Data and Reports Compiled or Generated through the Services.  As a part of certain of our services, we compile and store data and information and generate reports related to User’s access to and use of our services (“Service Data and Reports”).

2. Uses of Information Collected

We use Contact Data to send Users information about our company and our products or services, or promotional material from some of our partners, or to contact Users when necessary. We use User’s Financial Data to verify User’s qualifications for certain products or services and to bill User for products and services. We use User’s Demographic Data to customize and tailor User’s experience on the Site, displaying content that we think a User might be interested in. We may use Service Data and Reports on an aggregate basis for such purposes as we deem appropriate. By using the Site, User consents to the collection and use of User’s Personal Information and Service Data and Reports by us as described in this Privacy Policy.

3. User Choice Regarding Collection, Use and Distribution of Personal Information

Users may choose not to provide us with any Personal Information. In such an event, Users can still access and use much of the Site; however Users will not be able to access and use those portions of the Site that require User’s Personal Information.

4. Confidentiality and Security of Personal Information

Except as otherwise provided in this Privacy Policy, we will keep your Personal Information and Service Data and Reports private and will not share it with third parties, unless such disclosure is necessary to: (a) comply with a court order or other legal process; (b) protect our or our User’s rights or property; (c) to identify persons who may be violating the law or the rights of third parties; (d) to cooperate with the investigations of possibly unlawful activities; or (e) enforce our Terms of Service. User’s Personal Information is stored on secure servers. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online that is under our control. We provide Users with the capability to transmit User’s Personal Information via secured and encrypted channels if User uses a similarly equipped web browser.

5. User Ability to Access, Update and Correct Personal Information

In order to ensure that all of User’s Personal Information is correct and up-to-date, at any time you may request a copy of the information that we hold and where this is incorrect request that we correct or delete it.

6. Other Limits to Your Privacy

The Site may contain links to other web sites. We are not responsible for the privacy practices or policies or the content of such web sites. We encourage users to read the posted privacy policies whenever interacting with any web site. We have no control over the use of your Personal Information by third party web sites, and Users should exercise caution when deciding to disclose Personal Information.

7. Updates and Changes to Privacy Policy

We reserve the right, at any time and without notice, to add to, change, update or modify this Privacy Policy, simply by posting such change, update or modification on the Site. Any such change, update or modification will be effective immediately upon posting on the Site. We welcome your comments and questions. Please contact us via the Site Contact Us form.

This privacy policy was last updated in March 2014.